Decluttering can be a challenge, but it feels SO good once you’re done! Try the box method to make the process a bit easier. Box 1: Trash—All those old magazines, holey socks, and dried-out pens go here. Put things that you want to get rid of AND that aren’t worth donating or selling in this box. Box 2: Sell/Donate—Throw all the items you could do without into box 2. All the old books, clothes, or toys that are still in OK condition go in here! Whether you want to give these

Pop quiz: Do you know what your credit score is right now? If you’re looking to buy a house, you should. But if you don’t, here’s how to find out! 1. Talk to your bank. Usually your bank will give you a free monthly credit check. These checks have no effect on your credit score, so you don’t have to worry about getting dinged for checking it. 2. Use an online service. There’s a ton of websites out there that will check your credit for you like NerdWallet and BankRate. Just ma

Do mortgages make your head spin? You’re not alone. There are so many different kinds that it’s hard to know what’s best for your specific financial situation. But chances are that you’ll fgo for either a 15-year or 30-year fixed rate mortgage. They’re the same type of mortgage in that they both have an interest rate that stays the same throughout the duration of the loan. But the key difference here is in the length of the mortgage term. A 15-year mortgage lasts for (you gue